Mobile Phone Insurance
Online Mobile Phone Insurance. Low premium's for your new 3 (3G), O2, Orange, T-Mobile or Vodafone handset. If you have recently purchased a new mobile phone then you need to be aware that the replacement cost of the handset (for insurance purposes) will be significantly more expensive than the price that (you) paid.
This discrepancy is because the network that you subscribe to has substantially discounted the cost of the mobile phone. Replacement costs for a new phone from one of the leading manufacturers LG, Motorola, NEC, Nokia, Sagem, Panasonic, Samsung, Sony, Handspring, Ericsson, or Siemens could be as much as one thousand pounds.
A comprehensive mobile phone insurance policy will cover you for a replacement handset should you lose, damage or have the phone stolen. Cover can also be arranged to include the following scenarios:
- Water damage
- Fraudulent calls
- International cover
- Extended warrantee
- Accidental damage
It is possible to incorporate all the latest technology within the insurance policy - Blackberry, PDA, Bluetooth, Megapixel camera and video phones, MP3 phones, Pay as you go, SIM free and Symbian phones.
The cost and benefits of this type of insurance (as low as 18 pence per day) significantly outweigh the potential downside of having to face up to one of the following stark realities:
- Most network contract terms tie you into a 1 year line rental contract - which would mean having to pay out for a service you can't use.
- Alternatively to make use of the line rental, the other option would be to buy a new mobile phone at current retail prices.
Ofcom delivers consumer advice, and encourage's the communications industry to provide accurate information regarding Mobile Phone Insurance, that is easy for people to get hold of and to understand.