Landlord Insurance

Landlord insurance comes in many different guises, with varying cover levels. It is thus sensible to assess your exact requirements and research the market to locate the most suitable, affordable policy.

Maybe you are a landlord with a growing portfolio of buy-to-let properties, or simply an individual who is renting out their second property to a third party, student etc. In any circumstance it is imperative that you seek to comprehensively protect your investment.

It is not possible to obtain a standard home insurance policy if you use your property for commercial (letting) purposes. Renting out your property will be considered a higher risk than a homeowner living at the address. The main ares of landlords insurance cover and protection include:

• Cover against damage to your let property.
• Protects you and your business against claims made due to damage to a third person or object.

Additional cover options which are available from major UK insurers include:

• Protects against damage sustained to your contents.
• If you own a portfolio of properties and hire staff to maintain and run them for you, it is a legal requirement as a business to carry Employer's liability insurance.

This Officefile service enables you to input your personal and business details and then compare quotes from leading insurers such as Norwich Union, Zurich and Groupama. If you wish to proceed with one of the quotations you can buy your insurance policy online and then simply print off your policy documents.