Emergency Home Insurance Quote

Direct Line’s HR24 policy covers you for home emergencies from just £7 a month. Plus, if you buy your policy online, you will receive an extra 5% discount.

This type of *home cover will provide a high level of coverage in the event of an emergency. The main benefit of taking out an emergency home insurance policy is that you can take advantage of a network of vetted, repairers and tradesman 24 hours a day, 365 days a year. The costs for a new policy can also be as little as £6-7.00 per month. Home emergencies can take many forms:

• Blocked drain
• Burst water main
• Failure of heating system
• Broken down boiler
• Failure of the toilet bowl or cistern.
• Gas or electricity fault within the Home
• Invaded by pests or vermin
• Lost house keys
• Broken window(s)
• Your Home is uninhabitable

Avoiding unnecessary call-out charges from local companies is another great benefit. The best UK emergency home insurance companies will often pay up to £500 (including VAT) for incident call-out, parts and labour, up to £100 limit for temporary accommodation if you can't stay in your home overnight, no excess and no maximum number of claims annually.

To properly determine whether this level of protection is required, check your standard home insurance policy and see exactly what is or not covered. Delivering ultimate peace of mind emergency home insurance is available from many top house insurers including Direct Line, Budget, SAGA, Churchill, Hiscox and Norwich Union to name only three.

*Please note - Landlords are mostly excluded from emergency home insurance.