Direct Car Insurance

The process of buying your new motor policy has changed considerably over the last 10 years. The UK direct car insurance industry has grown to encompass many different insurers.

Original and mainstream car insurance companies such as Direct Line, Esure, Sainsburys, Tesco, Liverpool Victoria, NatWest, The Post Office, Norwich Union Direct, and Churchill still continue to acquire new customers and deliver product and services innovations in this sector.

Many, new niche direct car insurance companies have also prospered. some of the more well known include Adrian Flux, Virgin Money, Lancaster, Budget and Swiftcover - who was the first insurer to deliver a complete online service from initial quote through to claim submission. This approach to product delivery is in stark contract to the way that policies were sold and administered back in the 1980's and in some instances the earliest part of 1990.

By removing a big percentage of the cost structure and overheads from their business models the UK direct car insurer can provide ultra competitive premiums across the virtually all driver / vehicle categories.

When this strategy is combined with a focus on a particular market segment (i.e. Woman driver - Diamond, student - Elephant and Endsleigh - Young driver), it can bring to the market a phenomenal choice of products, delivered at value-for-money rates.

The best direct car insurance company will provide many incentives and discounts for switching, or taking out your first policy. Buy online and make excellent savings against standard offline quotes, and take advantage of the system of matching your application to panel of hand selected motor insurance providers.