Direct Car Finance

The availability of cheap rate direct car finance in the UK is today at an all time high. Although the proliferation of providers is in many respects a good thing, there can be some drawbacks as competition becomes increasingly cut throat.

The sheer number of finance companies willing to lend you the money to fund the purchase of your car dictates that there are many excellent, low interest rate deals to be obtained. However you need to thoroughly research the market and choose your direct car finance provider with care.

Many individuals who have been previously denied credit terms can now also make a secure online application. It is possible to acquire both the finance and the vehicle through one company, combining the best car deals with the best motor finance offerings.

Offerings are often 'profile matched' so your direct car finance is designed to fit around your budget and vehicle choice. If you are a homeowner or a tenant it is possible to make enquiries, as often the finance agreement will be secured on your car not your home.

When choosing your second hand vehicle be careful to have the car fully inspected before you part with any money, or accept any offers of finance. Make provisions for the following:

• 120 point quality check
• HPI vehicle history check
• RAC, or AA inspection