Learner Driver Car Insurance

Their are many tangible benefits to choosing the most suitable learner driver car insurance policy, and provider. It is possible obtain immediate cover online and you could pick up a special discounted rate at the same time.

Currently in the UK you have to be 17 years of age to obtain a provisional licence to drive a car or ride a motorcycle (unless in receipt of a full disability allowance, when you can obtain a provisional licence at the age of 16 years).

Many young people, and others just starting out on their motoring experience will enjoy the flexibility of paying premiums by monthly direct debit, comprehensive breakdown cover, use of a courtesy car, and legal cover and repayment protection.

Their are still some UK motor insurers who are unwilling to provide a quote for provisional drivers. The reluctance to insure this category of motorist is because drivers with little experience represent a greater insurance risk and insurance companies often are unwilling to take on the risk of a learner driver.

On the other hand their are some providers and intermediaries who can deliver specialist policies for the provisional licence holder and learner driver. Endsleigh for example have a great deal of experience in providing car insurance cover for learner drivers.

Once you have passed your driving test you will probably discover that your car insurance premium will rise! Many newly qualified drivers are unhappy with this prospect as they quite rightly see themselves as a better driver now that they have passed both theory and practical tests. Statistically however a learner driver who is properly supervised is viewed as no greater risk than a newly qualified driver.

All levels of cover can be acquired, from budget third party, through to fully comprehensive. A value-for-money policy can even be sought for a 17 year old male learner holding a provisional licence.