Car Finance Guaranteed
The very best rates for your Guaranteed Car Finance borrowing requirements. If you are currently labouring under a poor credit rating or are currently debt free, there is a very good possibility that you will be able to find a competitive finance deal.
A bad credit history could take the form of CCJ's, defaults, poor credit history, armed forces background, or possibly a difficult to prove income. If you have experienced trouble getting credit in the past, rest assured that each guaranteed car finance application is review on it's own merits with a fair and objective screening process.
You are free to choose the type, make and location of reputable dealer (as long as he/she holds a valid consumer credit licence) where you purchase your dream car:
- New, nearly new or second hand
- Super mini, small
- Hatchback
- People carrier
- Saloon
- Coupe
- High performance and sports
- Estate
- 4x4, off-road
Car finance guaranteed rate's are generally competitive and you should be in receipt of your application response within 24 hours. Many excellent lenders will provide a free valuation, HPI check and give you the option of Payment Protection and Gap insurance giving you peace of mind with your new vehicle.
With subsequent approval the finance company will then pass on the relevant paperwork to the dealer for you to complete the deal and drive away in your new vehicle.
Applications for car finance guaranteed are most welcome from home owners and tenants. This is because the loan will be secured on the car, not your home. There are often however some proviso's with regards to the vehicle:
- Motor vehicle should be up to 4 years old
- Cars over 3 years old need to be in possession of a current MOT certificate
- Car is pre-checked i.e. (AA, RAC, independent) 136 point inspection